Indonesia's Only Full-Lifecycle Regulatory Advisory
Regulus 360
Compliance Engineered for Strategic Growth
Enable faster and compliant market entry in Indonesia through structured regulatory support, licensing advisory, and direct regulator engagement
Regulatory
Intelligence
Licensing &
Certification
Compliance
Consulting
Crisis Defense &
Litigation Advisory
Regulatory Challenge In Indonesia
With rising regulatory enforcement and oversight from OJK, compliance must become a strategic priority requiring proactive governance, experienced advisory, and execution-ready strategies.
1,841
Illegal entities halted by OJK Satgas PASTI 2025
547
Fintech licenses revoked 2022–2025 by OJK
Rp 6T
Maximum fine per data breach under UU PDP
120+
New OJK + BI regulations issued in the last 12 months
4 Service Pillars
From market intelligence to crisis defense.
REGULUS 360 covers every stage of the regulatory lifecycle ready to be implement for your business.
Who We Serve
Built For Regulated Industries
Banking & Payments
POJK compliance | BI regulatory alignment | digital banking strategy | and RTGS/BI-Fast payment system governance.
Crypto & Digital Assets
POJK 23/2025 compliance | Anti-TPPU requirements for digital asset traders | Fit & Proper advisory for ITSK entities.
Fintech & Multi Finance
P2P lending | BNPL | Multi-finance | Aggregator | Wallet | and Regtech compliance from licensing through operational readiness.
Insurance & Insurtech
OJK insurance sector frameworks | POJK 36/2025 health ecosystem compliance | Digital insurance product governance.
VCs & Private Equity
Pre-investment compliance due diligence | portfolio regulatory risk profiling | M&A / IPO readiness assessments.
Industry Associations
Evidence-based policy advocacy | Regulator Engagement Strategy | FGD facilitation | Industry Standard-setting.
The Regulatory Lifecycle
7 Critical Checkpoints
A structured approach ensuring compliance at every stage of growth in Indonesia.
Regulatory Intelligence
Licensing & Certification
Compliance Consulting
Crisis & Litigation
01
02
03
04
05
06
07
Market
Intelligence
Scan regulatory horizon before entry
Policy Influence
Shape rules before they're final
Stakeholder
Alignment
Build regulator trust & coalition
License &
Accreditation
Navigate OJK/BI/Komdigi approval
Compliance
Infrastructure
SOPs, controls & GRC architecture
Ongoing
Monitoring
Early-warning alerts & policy watch
Crisis &
Litigation
Enforcement defense & court representation
Our Clients:
Terra Data Indonesia x Metamorph -
OJK Innovative Credit Scoring License Secured
Terra Data Indonesia engaged Metamorph's Regulus 360 Compliance Consulting Services to accelerate their OJK Innovative Credit Scoring license acquisition. Rather than treating compliance as a formality, Metamorph worked hands-on with Terra Data's team to fulfill every required checklist item while simultaneously building real business readiness from the ground up. This covered infrastructure hardening, data protection and privacy controls, information security, and consumer protection standards — ensuring Terra Data was not just compliant on paper, but operationally ready to serve the Indonesian market with full confidence.
Metamorph delivered end-to-end across the entire licensing journey. The team handled OJK document preparation and submission, guided Terra Data through Fit and Proper Test preparation for its key executives, conducted UBO Due Diligence to meet ownership transparency requirements, led full audit preparation, and supported Terra Data in obtaining ISO 27001 certification — the internationally recognized gold standard for information security management. Every service was executed with one clear objective: get the license approved and leave the business stronger than before.
“What we have now is not just a license. We have the infrastructure, the security standards, and the compliance processes that make us a credible, trustworthy business in the eyes of regulators, partners, and customers alike."
Prihastranto Greatno Garet
CEO Terra Data Indonesia
“Before working with Metamorph, compliance felt like a mountain of paperwork with no clear path forward. Regulus 360 changed that completely. They handled our OJK document submissions, got us through the Fit and Proper Test, completed our UBO due diligence, prepared us for audit, and helped us achieve ISO 27001 certification. "
Vicky
Compliance Legal Head TDI