Terra Data Indonesia engaged Metamorph's Regulus 360 Compliance Consulting Services to accelerate their OJK Innovative Credit Scoring license acquisition. Rather than treating compliance as a formality, Metamorph worked hands-on with Terra Data's team to fulfill every required checklist item while simultaneously building real business readiness from the ground up. This covered infrastructure hardening, data protection and privacy controls, information security, and consumer protection standards — ensuring Terra Data was not just compliant on paper, but operationally ready to serve the Indonesian market with full confidence.

Metamorph delivered end-to-end across the entire licensing journey. The team handled OJK document preparation and submission, guided Terra Data through Fit and Proper Test preparation for its key executives, conducted UBO Due Diligence to meet ownership transparency requirements, led full audit preparation, and supported Terra Data in obtaining ISO 27001 certification — the internationally recognized gold standard for information security management. Every service was executed with one clear objective: get the license approved and leave the business stronger than before.